The Financial Regulatory Commission has eased investment criteria for companies listed in the Top 100 Enterprises, allowing them to raise capital in both public and private markets and issue securities more quickly. This reform consists of the following three main points:

• No requirement for a company valuation when issuing shares to the public
• Applications to issue shares or bonds must be processed within 10 working days
• For bond issuances of up to ₮5 billion in either the public or private markets:
• • No collateral or guarantee required
  • No mandatory underwriting agreement with an underwriter required

These updated procedures make it easier and more cost-effective for large companies to raise funds. However, for companies not included in the Top 100, financing through means other than loans remains limited. If large firms continue to grow while smaller ones struggle, market monopolization will eventually become inevitable.