[MSE:GLMT] - Investment Teaser Q2, 2026

As of the first half of 2026, Golomt Bank demonstrated continued growth and financial resilience, with total assets reaching MNT 19.9 trillion and net profit of MNT 134 billion. Key highlights include:

• Market Leadership: Holds 21.5% market share in total assets, 20.0% of customer deposits and 18.1% of total loans, alongside leading market shares in trade finance (57.3%), custodian banking (50.0%) and gold trading (42.5%).

• Financial Health: Maintained strong asset quality with an NPL ratio of 2.5% and CAR of 15.1%, while net loans and deposits reached MNT 8.7 trillion and MNT 11.9 trillion, respectively.

• Access to International Capital: Successfully issued USD 500 million of 3-year senior notes at a 7.95% coupon, attracting an order book of more than USD 2.1 billion, demonstrating strong investor demand and access to international funding markets.

• Global Standing: Moody's upgraded Golomt Bank's rating to 'B1' (Stable), while S&P Global affirmed the Bank's 'B+' rating and revised the outlook to Positive from Stable, reflecting an improved credit profile.